Covered at best with our Top Protection ("Topschutz") by TravelSecure®

Information on Top Protection

With Top Protection by TravelSecure® you will be perfectly protected. Before starting on the journey, our travel cancellation insurance covers potential risks. Afterwards you will enjoy the protection of our travel interruption insurance.

Having to cancel a planned journey is annoying enough already. You should not be obliged to cover all expenses from your own funds. For this reason the conclusion of a travel cancellation insurance policy is highly recommendable. In case you should have to cancel your journey for one of the insured reasons (decease, serious illness, loss of employment…), TravelSecure® will reimburse you all occurring cancellation costs.

Why take out a travel cancellation insurance?

Excess:

Reimbursement takes place according to the chosen tariff with or without excess.
The excess amounts to 20%, at least € 25.00 per person in case of disease. For all further insured reasons the excess amounts to € 25.00 per person.

Insured reasons for travel cancellation:

  • Death, severe accident or unexpected serious illness
  • Loss of job
  • Pregnancy
  • Unexpected vaccination intolerance
  • Damage to property
  • Taking up an employment relationship or an apprenticeship
  • Change of job
  • Unexpected begin for federal voluntary service (BFD) or voluntary social year (FSJ)
  • Repetition of failed exams by the insured person at a school/university, vocational school, university, university of applied sciences and arts/college
  • Failed moving-up of a pupil if it is about a school- or class trip or withdrawal of the pupil from the class
  • Destruction of prostheses or loosening of implanted joints respectively
  • Unexpected serious illness, severe accident or vaccination intolerance of a dog registered for the journey. This is also valid for a registered for the journey and accompanying cat. Summons
  • File for divorce
  • Unexpected summons
  • Short-time work due to market conditions
  • Unexpected appointment for donation or receive of organs or tissues
  • Unexpected failure of an implanted pacemaker
  • Unexpected adoption of a minor child
  • Insured people among each other who have booked a journey together. As well as if necessary two additional accompanying minor children.
  • Reimbursement of additional costs for the outward trip if the insured journey starts delayed because of the mentioned reasons or because of a delay of public transports.
  • Reimbursement of costs for change of booking up to 50 euro for each insured person
  • Reimbursement of the agency fee up to 100 euro provided that it was calculated in the insured travel price
  • Reimbursement of additional costs for a single room surcharge up to the height of the arising cancellation costs.

Persons at risk are:

  • Insured people among each other who have booked a journey together. As well as if necessary two additional accompanying minor children.
  • Relatives of an insured person. These include:
    • Spouse or common law spouse in cohabitation
    • Children, adopted children, step children, foster children
    • Parents, adoptive parents, step-parents, foster parents, grandparents, parents-in-law
    • Siblings, grandchildren, son/daughter-in-law and brother/sister-in-law
    • Aunts, uncles, nephews and nieces

If more than 6 people (at family products 7 people) or more than two families and if necessary two accompanying minor children have booked a journey together only the respective relatives and the common law spouses of the above mentioned group of people and their caregivers are meant for persons at risk.

Why take out a travel interruption insurance?

Travel interruption insurance is a reasonable complement to our travel cancellation insurance. It protects you from a financial loss if you have to terminate your trip prematurely. This means in practice: If you cancel your trip e. g. due to disease or accident, our travel cancellation insurance will reimburse you the value of the remaining days, e. g. the overnight stays at the hotel that you have not made use of. Furthermore our travel interruption insurance grants you the reimbursement of potential additional costs that can occur due to a non-scheduled return trip, e. g. if you can only book a scheduled flight instead of a charter flight.

Benefits of the travel interruption insurance by TravelSecure® include:

  • Reimbursement of the costs in the event of non-scheduled termination of the journey, including Holiday Coverage
  • Reimbursement of the additional return transport costs and extra expenses
  • Reimbursement of charges for services you have not made use of (if insured)
  • Reimbursement of the services you have not made use of in the event of an interruption due to an insured reason
  • Reimbursement of occurring costs for follow-up travels for a booked journey or cruise in case of interruption
  • Reimbursement of the costs in the event of a necessarily prolonged stay due to force majeure/elementary event
  • Reimbursement of the costs in the event of necessarily prolonged stay in the event of death, unexpected severe illness or serious accident (reimbursement of the additional costs, costs for return transportation)
  • Reimbursement of the costs in consequence of a delay of public transport. Costs for proven expenses for necessary and adequate accommodation will be reimbursed up to € 500.00.
  • Reimbursement of the costs in the event of a necessarily prolonged stay for the insured persons, if a risk person travelling with the insured person becomes incapable of travelling

Holiday Coverage:
In case of travel cancellation within the first 8 days you will be reimbursed the complete travel price. From the 9th day on you will be reimbursed the services you have not made use of, provided that the travel interruption takes place due to an insured reason.
The chosen excess relates to the travel cancellation insurance and the travel interruption insurance, you may conclude a travel interruption insurance policy optionally with or without excess.

Excess:

Reimbursement takes place according to the chosen tariff with or without excess.
The excess amounts to 20%, at least € 25.00 per person in case of disease. For all further insured reasons the excess amounts to € 25.00 per person.

Insured reasons for travel cancellation:

  • Decease, serious accident or unexpected severe illness
  • Unexpected vaccination intolerance
  • Pregnancy
  • Damage to property
  • Loss of employment
  • Taking up an employment
  • Change of employment
  • Unexpected begin for federal voluntary service or voluntary social year
  • Repetition of failed exams
  • Not moving up of a pupil, if the matter is because of a school-/ or class trip.
  • Destruction of prostheses or loosening of implanted joints respectively
  • File for divorce
  • Unexpected severe illness, serious accident or vaccination intolerance of a dog registered for the journey
  • Unexpected summons
  • Short-time work due to market conditions
  • Unexpected date for organ or tissue donation (e.g. bone marrow)

Persons at risk are:

  • Insured fellow travellers
  • Relatives of the insured person, defined as spouse, lifetime partner in common marriage, children, adopted children, step children, foster children, parents, adoptive parents, foster parents, grandparents, siblings, grandchildren, parents-in-law, children-in-law and other in-laws
  • Persons who care for minor relatives or relatives dependent on care
  • Aunt, uncle, nephew, niece, if the insured event “decease” occurred

If more than 5 persons (family products: 7 persons) booked a journey together only the relatives and the lifetime partner of the insured person and his/her caregiver are considered to be persons at risk.

For the exact benefits and additional information please consult the detailed Terms and Conditions for the travel cancellation insurance and the travel interruption insurance.

Conclude Top Protection online

Top Protection by TravelSecure® may be concluded immediately online. We accept payments via debit entry or credit card (Mastercard/Eurocard, VISA, American Express) as well as PayPal or SOFORT Banking.

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