With the Bicycle Insurance of TravelSecure®
your bike rides on holiday will be carefree.
Take out your Bicycle Insurance online – starting at € 2.50
The bicycle insurance of TravelSecure® is an optional special insurance which can be taken out as an additional coverage to our products foreign travel health insurance, travel cancellation- /travel interruption insurance or travel accident insurance.
What are the benefits of our Bicycle Insurance?
This special insurance, without any deductibles, is the ideal protection for your holiday when taking your own bicycle with you. Any holiday taking place at least 50 km from your place of residence is included. The bicycle insurance for holidays can be taken out for singles, couples, families and groups up to 9 people. The travel insurance for bike and e-bike covers costs for rental bikes, repair costs, traveling costs to day stages and/or accommodation costs in case of long repairs in Germany or abroad. Furthermore the insurance covers the custom costs for replacement parts which might be needed for a bike repair after an accident. A detailed overview of the insured costs and risks as well as the amount of reimbursement in case of a claim is displayed in the following table.
Which objects are insured?
- electric bicycle
Equipment has to be personal property of the insured person.
Which risks are insured?
- theft (in certain situations)
- bicycle accident
- damage during transport
- loss-, damage- or delayed delivery of the (electric-)/bicycle caused by carriers
What will be reimbursed?
- in case any of the insured risks occur: costs for a rental bike
up to € 15.00 per day with a maximum of € 150.00
- in case of a breakdown, bicycle accident, damage during transport:
- repair costs
up to € 150.00
- travel expenses to start and destination of the days’ stage
up to € 150.00
- accommodation costs
up to € 150.00 (in case repair is not possible on the same day)
- travel expenses to the workshop
up to € 50.00
- shipping charges and customs costs for replacement parts caused by a claim
up to € 150.00
- repair costs
maximum compensation limit
- € 300.00 for singles
- € 600.00 for couples & families
Considered as a family are 2 adults at a maximum (spouse/common law spouse) and at least one, but at a maximum up to 5 dependent children and if necessary two further accompanying minor children who have booked a journey together. Children entitled to maintenance are co-insured up to the end of their apprenticeship but at the longest by reaching the age of 25.
- scope: worldwide (minimum distance: 50 kilometres from the place of residence)
- duration: max. 21 days
- can only be taken out as an addition to one of the following insurances:
- foreign travel health insurance
- travel cancellation- /travel interruption insurance
- travel accident insurance
- single-, couple- & family rate as well as for groups up to 9 people
What does the Bicycle Insurance of TravelSecure® cost?
Our bicycle insurance is simply supposed to be a part of your luggage when going on holiday and taking your own bike/e-bike with you. This low priced special product is tailor made to the needs of cycling enthusiasts and recreational cyclists who take their bike with them when traveling. The bicycle insurance is already available for trips of 3 days, for as little as € 2.50 for singles and € 5.00 for families. In case your cycle tour lasts longer than 3 days: our travel insurance for bike and e-bike can be taken out for up to 21 days. Use the overview below to determine the premium of your bicycle insurance.
up to 3 days
up to 7 days
up to 14 days
up to 21 days
couples & families with children
Take out the Travel Bicycle Insurance online right now - starting at € 2.50
The bicycle insurance of TravelSecure® is an optional special insurance that can be taken out as an addition to our products foreign travel health insurance, travel cancellation- /travel interruption insurance or travel accident insurance.
Why is a Bicycle Insurance useful when going on holiday?
Whether touring bike, mountain bike, racing bike or e-bike – the bicycle is an increasingly popular companion for many people in Germany. As a piece of sports equipment, environmentally friendly and manoeuvrable means of transport or for the outing with family and friends. In the meantime almost every household owns at least 1 bicycle, often even 2 or 3 bikes (BMVI, Fahrrad-Monitor 2015). With that numbers bikes exceed the number of cars per household in Germany. Furthermore the interest in electric bicycles is increasing. And also when traveling to for example the north coasts of Germany, the Lake Constance region or to Mallorca the bike in increasingly being brought along.
Cycle tours are a popular type of holiday. In the year 2015 approximately 4,5 million Germans were travelling with the bike for at least 3 nights. Furthermore 93 % of the travellers use their own bike on holiday. About one third of the travelers arrive by train, 38 % by car and 15 % starts directly from home by bike (ADFC Radreiseanalyse 2015). The more important it is to have a bicycle insurance on vacation. Because also a holiday with the bike brings risks along – in Germany and abroad. With a breakdown on the way, a bicycle accident or loss of luggage during transport, your planned cycle tour can end abruptly and costly. An extensive travel protection like the foreign travel health insurance or the travel accident insurance of TravelSecure® complemented with a bicycle insurance takes effect in the following situations: The travel insurance for bike and e-bike covers e.g. costs for rental bikes, repair costs or travelling expenses to the next stage. And you are able to continue your journey carefree.
Because you, like 90% of the cycle tourists, use the internet to prepare for your journey, you can easily and quickly take out your insurance online. Extend your personal travel protection of the foreign travel health insurance or travel accident insurance with our additional rate for your bike and secure your mobility on two wheels when going on holiday for a low price.
Insurance conditions Bicycle Insurance for download:
- customer information including cancellation policy
- product information
- general insurance conditions for special products
All other insurance conditions (PDF) can be downloaded under terms and conditions.